Printable Needs Letter
Here's a list of things we will need from you in certain circumstance, Read them all and
send the items that pertain to your situation.
IF SELF EMPLOYED, OWN INVESTMENT PROPERTY OR ARE PAID WITH A 1099
FORM:
1. 2006 and 2007 personal 1040 Federal tax returns with all schedules.
2. 2006 and 2007 corporate (1120) Federal tax returns with all schedules if applicable.
3. Last two months personal and business account(s) bank statements.
4. Last statement for any Stocks, Mutual Funds, IRA's or CD's.
IF SALARIED OR PAID HOURLY:
1. 2006 and 2007 Federal W2 forms.
2. Most current paycheck stub showing YTD amounts
3. Last two months statements of checking / savings accounts.
4. Last statement for any Stocks, Mutual Funds, IRA's or CD's.
IF RETIRED:
1. Award letter for pension
2. Award letter for Social Security
3. Proof of any other income
4. Last two months statements of checking / savings accounts.
5. 2006 and 2007 W2's
IF REFINANCE:
1. Copy of property tax bill
2. Copy of current hazard insurance policy and info of agent.
3. Copy of survey
4. Copy of existing mortgage coupon or statement
5. Copy of current Title Policy
Other items that may be requested upon determining the loan type you request:
1. $24.50 Credit report
2. $400.00 for Primary or Secondary home Appraisal fee
3. $500.00 for 1-2 unit investment property Appraisal fee